Millionaire Brownies – Gooey Caramel & Fudgy Chocolate Perfection

Every baker has that one recipe they keep tucked away for “special occasions” — the kind of dessert that feels like pure luxury. For me, it’s these Millionaire Brownies. Picture this: a dense, fudgy brownie base, a golden, buttery caramel center, and a glossy chocolate ganache on top. Each bite melts into the next — chewy, silky, and indulgent all at once.

stacked Millionaire Brownies with caramel and chocolate layers
Millionaire Brownies – Gooey Caramel & Fudgy Chocolate Perfection 9

I first made them on a rainy Sunday, the kind of day that calls for an afternoon project and something sweet in the oven. The scent of cocoa and butter filled my kitchen, and by the time the caramel layer bubbled into place, I knew I was onto something magical. I called my sister over for a “taste test.” We each had one square. Then another. By dinner, half the pan had vanished. That’s how these brownies earned their name — Millionaire Brownies, because they taste like a million bucks.

They’ve since become my go-to showstopper for bake sales, holidays, and “just because” days. Whether you’re new to baking or have years of experience, this recipe is foolproof — simple ingredients, no fancy tools, and every layer comes together beautifully.

Table of Contents

Why You’ll Love Millionaire Brownies

  • Triple-layer perfection: Fudgy brownie base, rich caramel filling, silky chocolate top.
  • Textures that wow: Soft and chewy meets creamy and crisp.
  • Make-ahead friendly: Layers can be prepared in steps — ideal for busy bakers.
  • Freezer approved: Stash them for surprise guests or midnight cravings.
  • Versatile: Add nuts, sea salt, or espresso for your own signature twist.
  • Crowd pleaser: These brownies turn any gathering into a celebration.

When you need something that feels special without being complicated, these Millionaire Brownies are pure edible joy.

Ingredients

For the Brownie Layer

  • 1 cup (200 g) granulated sugar
  • ¾ cup (75 g) unsweetened cocoa powder
  • ½ cup (65 g) all-purpose flour
  • ¼ teaspoon fine salt
  • 2 large eggs, room temperature
  • ¼ cup (60 ml) vegetable oil (or melted butter)
  • ¼ cup (57 g) melted unsalted butter
  • 1 teaspoon vanilla extract

Optional: Add ½ teaspoon espresso powder for extra depth or a handful of chocolate chips for extra richness.

For the Caramel Layer

  • 1 can (14 oz / 397 g) sweetened condensed milk
  • ¼ cup (57 g) unsalted butter, cubed
  • ¼ cup (50 g) packed light brown sugar
  • 2 tablespoons light corn syrup or golden syrup (optional, for gloss and texture)
  • 1 teaspoon vanilla extract
  • ½ teaspoon fine salt

For the Chocolate Ganache

  • ½ cup (120 ml) heavy cream
  • ⅔ cup (120 g) dark chocolate chips or chopped dark chocolate
  • 2 tablespoons butter (optional, for shine)
  • Flaky sea salt, for garnish

Optional Add-Ins

  • 1 cup chopped pecans or walnuts (pressed into the caramel layer)
  • 1 teaspoon instant espresso powder for mocha flavor
  • ½ cup white chocolate chips swirled into the top layer before chilling

Step-by-Step Instructions

Step 1: Prepare the Brownie Base

Preheat your oven to 350°F (175°C). Line an 8×8-inch baking pan with parchment paper, leaving an overhang on two sides for easy lifting later.

In a large mixing bowl, whisk together the sugar, cocoa powder, flour, and salt. Add the eggs, vegetable oil, melted butter, and vanilla extract. Stir until smooth and glossy — the batter will be thick and fudgy.

Pour it into the prepared pan and spread evenly. Bake for 22–25 minutes, or until the edges are set and the center looks just barely done. The secret to the best Millionaire Brownies is not overbaking — the base should stay moist.

Cool completely before moving on to the next layer. I know it’s tempting, but patience here gives you those perfect, defined layers later.

Step 2: Make the Caramel Layer

In a medium saucepan, combine sweetened condensed milk, butter, brown sugar, and corn syrup. Place over medium heat and stir constantly with a silicone spatula or wooden spoon until the butter melts and the sugar dissolves.

As the mixture thickens, it will start to bubble gently and turn golden brown — this takes about 5–7 minutes. Don’t walk away; caramel loves attention. Once it’s a deep honey color, remove from heat and stir in vanilla extract and salt.

Pour the warm caramel over your cooled brownie layer, spreading it evenly to the edges. For extra texture, press chopped nuts gently into the caramel while it’s still soft. Let it cool for about 30 minutes, or until it’s just firm enough to touch.

This is the heart of our Millionaire Brownies — rich, buttery caramel that oozes slightly when you bite in.

Step 3: Make the Chocolate Ganache

While the caramel sets, place your chocolate chips in a heatproof bowl. Heat the heavy cream in a small saucepan until it begins to simmer — don’t let it boil. Pour the hot cream over the chocolate and let it sit for one minute. Then stir until smooth and glossy. If you want an extra-shiny finish, add 2 tablespoons of butter.

Pour the ganache over the caramel layer, tilting the pan to spread evenly. Smooth the surface with a spatula, then sprinkle with flaky sea salt for that irresistible sweet-and-salty finish.

Step 4: Chill and Slice

Chill your Millionaire Brownies in the fridge for at least 1 hour, or until the top is firm to the touch. Lift the brownies out using the parchment paper, and use a warm, sharp knife (dipped in hot water, then dried) to cut into squares.

You’ll see those beautiful layers — dark brownie, golden caramel, shiny chocolate. Every slice looks bakery-worthy, but better, because you made them from scratch.

Perfectly cut Millionaire Brownies showing distinct brownie, caramel, and ganache layers.
Millionaire Brownies – Gooey Caramel & Fudgy Chocolate Perfection 10

How to Serve Millionaire Brownies

When I serve these Millionaire Brownies, I like to cut them into small squares. They’re rich, so a little goes a long way. Serve them at room temperature for the perfect balance of soft caramel and creamy ganache.

If I’m hosting, I plate them with a drizzle of caramel sauce or a scoop of vanilla ice cream. The hot-cold contrast is divine. Sometimes I serve them alongside coffee or espresso shots — that gentle bitterness balances the sweetness perfectly.

For a festive touch, I’ll sprinkle crushed nuts or edible gold dust over the top. They’re stunning on dessert tables or packed in pretty boxes as edible gifts.

If you’re craving more chocolatey comfort, check out Brownie Mug Cake for a quick single-serving fix, or discover Fudgy Brownie Cake when you want to bake big and share. And if you love that mix of banana and cocoa, don’t miss Banana Bread Brownies for something softer and nostalgic.

How to Store Millionaire Brownies

Once your Millionaire Brownies have set, storage is simple. Keep them in an airtight container at room temperature for 1–2 days — they’ll stay soft and gooey.

For longer storage, refrigerate up to 1 week. The cold will firm the caramel and chocolate, so let them sit at room temperature for 10–15 minutes before serving. They’ll taste freshly made again.

You can also freeze them for up to 3 months. Wrap each bar tightly in plastic wrap, then in foil or place in an airtight container. To thaw, leave them in the fridge overnight or on the counter for about an hour.

I love keeping a few frozen squares in the freezer for those nights when I want something sweet after dinner but don’t feel like baking. Pop one out, let it thaw slightly, and enjoy that millionaire magic anytime.

Tip: Don’t stack brownies directly on top of each other — place parchment between layers to keep the ganache smooth.

Tips to Make Millionaire Brownies Perfect

  • Use good chocolate. The quality of chocolate makes or breaks the flavor. Choose one with at least 60% cocoa for the ganache.
  • Don’t overbake. The base should stay slightly gooey; overbaking dries the layers and makes cutting difficult.
  • Watch your caramel. Keep stirring so it doesn’t scorch. Medium heat is your friend here.
  • Cool between layers. Rushing can cause the caramel to melt into the brownie or the ganache to sink.
  • For perfect cuts: Chill completely and use a hot, clean knife for each slice.
  • Add sea salt. It elevates the flavor from sweet to sophisticated.
  • Experiment. Try peanut butter caramel, white chocolate tops, or crushed pretzels for a salted crunch.
  • Bake ahead. The flavors deepen overnight, making them even better the next day.

Once you master these Millionaire Brownies, they’ll become your “I can bake anything” recipe. The kind that makes people ask, “Did you really make these yourself?”

Variations of Millionaire Brownies

  • Salted Caramel Millionaire Brownies: Add an extra sprinkle of flaky sea salt over the caramel and ganache layers.
  • Nutty Millionaire Brownies: Stir chopped pecans or walnuts into the caramel for crunch.
  • White Chocolate Millionaire Brownies: Replace dark chocolate with white chocolate ganache for a sweeter, creamier version.
  • Espresso Millionaire Brownies: Add 1 teaspoon of espresso powder to the brownie batter for mocha depth.
  • Peanut Butter Millionaire Brownies: Swirl a spoonful of creamy peanut butter into the caramel layer before topping with chocolate.
  • Shortbread Millionaire Brownies: Replace the brownie base with buttery shortbread for a lighter, crispier base.
  • Triple Chocolate Millionaire Brownies: Add white and milk chocolate drizzle on top once set.

Every variation gives the same beautiful layered look — glossy chocolate, rich caramel, and a chewy base. They all feel indulgent, each with its own personality.

FAQs

Can I use a boxed brownie mix?

Absolutely! Just choose a rich, fudgy mix and bake it in an 8×8-inch pan. Cool completely before layering.

How can I make them gluten-free?

Use a 1:1 gluten-free flour blend for the brownie layer and check that your chocolate and condensed milk are gluten-free certified.

My caramel didn’t thicken — what happened?

You may not have cooked it long enough. Keep it bubbling until it turns golden and coats the back of a spoon.

Can I make these ahead?

Yes! Millionaire Brownies are even better the next day. Chill overnight, then slice before serving.

How do I make clean cuts?

Use a sharp knife warmed under hot water. Wipe between each cut for neat layers.

Final Thoughts

Whenever I bake these Millionaire Brownies, I’m reminded of why I love baking: it’s a little bit science, a little bit art, and a whole lot of love. They’re the kind of dessert that makes people close their eyes on the first bite. The combination of fudgy, gooey, and glossy just never fails.

So pull out your favorite mixing bowl, melt that chocolate, and create something that feels like a luxury in every bite. Whether it’s a family dinner, a holiday table, or a Tuesday treat, Millionaire Brownies turn any day into a celebration.

Follow me on Facebook and Pinterest where I share cozy, easy-to-make baking recipes just like this Millionaire Brownies.

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Millionaire Brownies with caramel layer and chocolate ganache topping

Millionaire Brownies


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  • Author: Rosie
  • Total Time: 2 hours (includes chilling)
  • Yield: 16 squares 1x
  • Diet: Vegetarian

Description

Ultra-indulgent Millionaire Brownies: a fudgy brownie base topped with soft, salted caramel and silky dark-chocolate ganache. Bakery-level bars made at home with simple steps and clean layers.


Ingredients

Scale

BROWNIE LAYER

  • 1 cup (200 g) granulated sugar
  • 3/4 cup (75 g) unsweetened cocoa powder
  • 1/2 cup (64 g) all-purpose flour
  • 1/4 tsp fine salt
  • 2 large eggs, room temperature
  • 1/4 cup (60 ml) neutral oil (or melted butter)
  • 1/4 cup (57 g) melted unsalted butter, slightly cooled
  • 1 tsp vanilla extract

CARAMEL LAYER

  • 1 can (14 oz / 397 g) sweetened condensed milk
  • 1/4 cup (57 g) unsalted butter, cubed
  • 1/4 cup (50 g) packed light brown sugar
  • 2 tbsp light corn syrup or golden syrup (optional, extra gloss)
  • 1 tsp vanilla extract
  • 1/2 tsp fine salt (or to taste)

GANACHE TOPPING

  • 2/3 cup (120 g) dark chocolate chips or chopped dark chocolate (50–60%)
  • 1/2 cup (120 ml) heavy cream
  • 2 tbsp unsalted butter (optional, for shine)
  • Flaky sea salt, for garnish

OPTIONAL ADD-INS

  • 1 cup chopped pecans or walnuts (press into warm caramel)
  • Note: You may substitute a boxed brownie mix (for an 8×8 or 9×9 inch pan) and bake per box directions; cool completely before caramel.

Instructions

1. Prep: Heat oven to 350°F (175°C). Line an 8×8-inch (or 9×9-inch) metal pan with parchment, leaving overhang for lifting.

2. Make brownie batter: In a bowl whisk sugar, cocoa, flour, and salt. Add eggs, oil, melted butter, and vanilla; stir just until combined and glossy.

3. Bake: Spread batter in pan. Bake 20–25 minutes (edges set, center slightly soft for fudgy texture). Do not overbake. Cool completely in pan on a rack.

4. Cook caramel: In a medium heavy saucepan combine condensed milk, butter, brown sugar, and syrup (if using). Cook over medium, stirring constantly, until it gently bubbles and thickens to a medium-gold color, 5–8 minutes. Remove from heat; stir in vanilla and salt.

5. Layer caramel: Pour over cooled brownie; spread evenly. If using nuts, press them gently into the warm caramel. Let set at room temp 20–30 minutes or chill briefly until the surface is firm to the touch.

6. Make ganache: Heat cream just to a simmer. Pour over chocolate in a heatproof bowl; let stand 1 minute, then stir until smooth. Stir in butter for sheen (optional).

7. Finish: Pour ganache over set caramel; tilt pan to level. Sprinkle flaky sea salt. Chill 60–90 minutes until fully set.

8. Slice & serve: Lift slab with parchment. For clean cuts, warm a sharp knife under hot water, wipe dry, and cut into 16–25 bars. Serve at cool room temp so caramel stays soft.

Notes

Cutting clean layers: Chill fully, then cut with a warm knife; wipe between cuts.

Storage: Airtight at room temp 1–2 days; refrigerate up to 1 week. Freeze up to 3 months (wrap individual bars). Thaw in fridge.

Salt level: Start with 1/2 tsp in caramel; finish with flaky salt to taste.

Texture control: Slight underbake on the brownie keeps the base fudgy so layers slice neatly.

Dairy-free option: Use dairy-free condensed milk and coconut cream; ganache with coconut cream and dairy-free chocolate.

  • Prep Time: 25 minutes
  • Cook Time: 30 minutes
  • Category: Dessert
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 square
  • Calories: 360
  • Sugar: 32g
  • Sodium: 120mg
  • Fat: 19g
  • Saturated Fat: 11g
  • Unsaturated Fat: 6g
  • Trans Fat: 0g
  • Carbohydrates: 43g
  • Fiber: 2g
  • Protein: 5g
  • Cholesterol: 55mg

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