Super Moist Chocolate Chip Banana Bread Recipe

Some recipes feel like a warm hug, and for me, Super Moist Chocolate Chip Banana Bread is exactly that. My love for banana bread began in my grandma’s kitchen, where she handed me a fork and told me to mash overripe bananas until they looked like pudding. I remember sneaking in chocolate chips, thinking I was clever—and when the loaf came out of the oven, it was rich, soft, and full of gooey chocolate pockets.

Since then, I’ve baked countless loaves, tweaking along the way to make what I call the Banana Bread Best Ever. This version is tender, flavorful, and as easy as can be. It’s the kind of Simple Moist Banana Bread Recipe you’ll return to again and again—whether for breakfast, an afternoon snack, or dessert.

Learn more about easy banana snacking with our Peanut Butter and Banana Rice Cakes — a no-bake, cozy bite when you’ve got extra bananas.

Why You’ll Love Super Moist Chocolate Chip Banana Bread

There are hundreds of banana bread recipes out there, but this one stands out. Here’s why:

• It’s incredibly moist: The combination of ripe bananas, butter, and a splash of oil keeps this Super Moist Chocolate Chip Banana Bread tender for days.
• It uses everyday ingredients: You likely already have everything in your pantry. No special trips required.
• It tastes amazing: Sweet bananas and chocolate chips balance each other perfectly—no wonder it’s often called the Banana Bread Best Ever.
• It’s foolproof: If you’re just starting out, this is the ideal Easy Banana Bread Loaf to build confidence in the kitchen.

Ingredients

For one 9×5-inch loaf (about 10–12 slices):

• 1 ½ cups all-purpose flour (spooned and leveled)
• 1 teaspoon baking soda
• ½ teaspoon salt
• ½ cup unsalted butter, melted and cooled slightly
• ¼ cup vegetable oil
• ¾ cup granulated sugar (or half white, half brown sugar)
• 2 large eggs, room temperature
• 1 teaspoon vanilla extract
• 1 ½ cups mashed overripe bananas (about 3–4 medium)
• 1 cup semi-sweet chocolate chips (plus extra for topping)

Optional Add-ins:

• ¼ cup sour cream or Greek yogurt for extra richness
• ½ teaspoon cinnamon or nutmeg
• ½ cup chopped walnuts or pecans

Step-by-Step Instructions

Follow these easy steps to make the Super Moist Chocolate Chip Banana Bread that everyone will love:

1. Preheat the oven to 325°F (163°C). Grease and line a 9×5-inch loaf pan with parchment paper.
2. Whisk dry ingredients: In a medium bowl, combine flour, baking soda, and salt.
3. Mix wet ingredients: In a large bowl, whisk melted butter, oil, and sugar until smooth.
4. Add bananas and eggs: Stir in eggs one at a time, then mix in mashed bananas and vanilla. Add sour cream or yogurt if using.
5. Combine: Fold dry mixture gently into wet ingredients until just combined—do not overmix.
6. Add chocolate chips: Stir in ¾ of the chips. Pour batter into loaf pan, sprinkle remaining chips on top.
7. Bake: Bake for 60–75 minutes until a toothpick comes out with moist crumbs (not wet batter).
8. Cool: Allow your Super Moist Chocolate Chip Banana Bread to cool in the pan for 10–15 minutes, then transfer to a rack. Slice once fully cooled.

Super Moist Chocolate Chip Banana Bread Recipe

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• Author: Rosie
• Total Time: 1 hour 20–30 minutes
• Yield: 1 loaf (10–12 slices) 1x
• Diet: Vegetarian

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Description

This Super Moist Chocolate Chip Banana Bread is rich, buttery, and loaded with melty chocolate chips. Extra-ripe bananas bring big flavor and a tender crumb—perfect for breakfast, snacks, or gifting.

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Ingredients

Scale 1x2x3x

For one 9×5-inch loaf (about 10–12 slices):

• 1 1/2 cups all-purpose flour (spooned and leveled)
• 1 teaspoon baking soda
• 1/2 teaspoon salt
• 1/2 cup unsalted butter, melted and slightly cooled
• 1/4 cup vegetable oil
• 3/4 cup granulated sugar (or half white, half brown sugar)
• 2 large eggs, room temperature
• 1 teaspoon vanilla extract
• 1 1/2 cups mashed overripe bananas (about 3–4 medium)
• 1 cup semi-sweet chocolate chips (plus extra for topping)

Optional add-ins:

• 1/4 cup sour cream or Greek yogurt (extra richness)
• 1/2 teaspoon cinnamon or a pinch of nutmeg
• 1/2 cup chopped walnuts or pecans

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Instructions

1. Preheat the oven to 325°F (163°C). Grease and line a 9×5-inch loaf pan with parchment paper.

2. In a medium bowl, whisk together the flour, baking soda, and salt.

3. In a large bowl, whisk the melted butter, vegetable oil, and sugar until smooth.

4. Whisk in the eggs one at a time, then mix in the mashed bananas and vanilla. Stir in sour cream or yogurt if using.

5. Fold the dry mixture into the wet just until combined—do not overmix.

6. Stir in about 3/4 of the chocolate chips. Pour the batter into the prepared pan and sprinkle the remaining chips on top.

7. Bake 60–75 minutes, or until a toothpick inserted in the center comes out with moist crumbs (not wet batter). Tent loosely with foil if the top browns too quickly.

8. Cool in the pan for 10–15 minutes, then lift out and cool completely on a wire rack before slicing.

Notes

Bananas: The more speckled and soft, the better the flavor and moisture.

Texture tip: Mix gently once the flour goes in to keep the crumb tender.

Pan options: For an 8.5×4.5-inch pan, start checking around 55–60 minutes. For muffins, bake at 350°F for 18–22 minutes.

Doneness check: Internal temp around 200°F (93°C) indicates a fully baked loaf.

Make-ahead & storage: Wrap cooled loaf; store at room temp up to 3 days or refrigerate up to 1 week.

Freezer-friendly: Wrap slices or the whole loaf tightly and freeze up to 2 months; thaw at room temp and warm gently if desired.

• Prep Time: 15 minutes
• Cook Time: 60–75 minutes
• Category: Bread
• Method: Baked
• Cuisine: American

Nutrition

• Serving Size: 1 slice (1/12 loaf)
• Calories: 330
• Sugar: 27g
• Sodium: 220mg
• Fat: 16g
• Saturated Fat: 8g
• Unsaturated Fat: 7g
• Trans Fat: 0g
• Carbohydrates: 43g
• Fiber: 2g
• Protein: 5g
• Cholesterol: 55mg

How to Serve Super Moist Chocolate Chip Banana Bread

Banana bread is one of those magical recipes that can fit almost any moment of the day. Here are my favorite ways to enjoy it:

• Breakfast treat: Start your morning with a warm slice of Super Moist Chocolate Chip Banana Bread. Spread with butter, honey, or even a little peanut butter for extra protein.
• Afternoon pick-me-up: When the mid-afternoon slump hits, banana bread pairs beautifully with a hot cup of tea or coffee. The chocolate chips add just enough sweetness to satisfy cravings, and the bananas make it feel wholesome rather than heavy.
• Dessert option: Transform your loaf into dessert by warming a slice and topping it with vanilla ice cream. Add a drizzle of caramel or a sprinkle of cinnamon sugar for a cozy, restaurant-style treat right at home. If you’re entertaining, cut the loaf into thick slices and layer them with whipped cream for a simple trifle.
• Lunchbox favorite: Wrapped in parchment or wax paper, banana bread is a portable snack that makes school lunches or work breaks more exciting. Slice the loaf in advance, wrap each piece individually, and tuck them into bags for an easy grab-and-go treat.
• Brunch centerpiece: Arrange slices on a platter with fresh berries, yogurt, and coffee for a casual brunch. It looks beautiful and requires almost no effort.

Discover great ideas like this Croissant Nutella Bread Pudding when you’re craving something richer after your banana bread.

How to Store Super Moist Chocolate Chip Banana Bread

Banana bread stays moist and flavorful if stored properly. Here’s how to make the most of it:

• Room temperature: Wrap tightly in plastic wrap or foil, or store in an airtight container. Your Super Moist Chocolate Chip Banana Bread will stay fresh for 3–4 days.
• Refrigerated: If you need it to last a bit longer, refrigeration is a safe option. Wrap the loaf in plastic and then place it in a resealable bag or container. It will keep for up to a week, though refrigeration may firm up the texture slightly. A quick warm-up in the microwave or toaster oven brings it back to life.
• Frozen: Banana bread freezes beautifully, making it perfect for meal prep. You can freeze the whole loaf by wrapping it tightly in plastic wrap and foil, or freeze individual slices for convenience. To enjoy later, thaw at room temperature or pop slices directly into the toaster. The bread stays delicious for up to 3 months.

Tips to Make the Best Ever Banana Bread

Every loaf tells a story, and a few small choices can make all the difference between “good” and the best banana bread ever. Here’s what I’ve learned over the years:

• Use very ripe bananas: Black-spotted bananas are essential for true Super Moist Chocolate Chip Banana Bread. They add sweetness and moisture.
• Measure flour carefully: Too much flour can turn your loaf dry and dense. Spoon flour into your measuring cup, level it with a knife, or use a kitchen scale for accuracy.
• Combine butter and oil: Butter adds flavor, while oil keeps the bread soft for days. Together, they make a loaf that tastes rich but never dries out.
• Don’t overmix: After you add the flour, stir gently just until everything is combined. Overmixing develops gluten, which can make the bread chewy instead of tender.
• Check for doneness the right way: Insert a toothpick into the center. If it comes out with a few moist crumbs (not wet batter), your loaf is done.
• Cool completely before slicing: It’s tempting to cut into banana bread right away, but waiting allows the crumb to set, giving you neat slices instead of crumbles.

Variations of Super Moist Chocolate Chip Banana Bread

One of the best parts about banana bread is how versatile it is. With a few tweaks, you can create a brand-new loaf every time:

• Nutty Banana Bread: Fold in ½ cup of chopped walnuts or pecans for a delightful crunch. They balance the sweetness and give each bite more texture.
• Double Chocolate: Stir in ¼ cup of unsweetened cocoa powder to make the batter chocolatey, then add chocolate chips for extra indulgence. Perfect for true chocolate lovers.
• Spiced Banana Bread: A teaspoon of cinnamon and a pinch of nutmeg or cardamom transform the loaf into something cozy and aromatic—ideal for fall baking.
• Whole Wheat Banana Bread: Replace half of the all-purpose flour with whole wheat flour. The result is heartier but still moist, with a nutty undertone.
• Vegan Banana Bread: Swap eggs for flax eggs (2 tablespoons ground flax + 6 tablespoons water = 2 eggs), use plant-based butter, and dairy-free chocolate chips. The loaf stays moist and flavorful, and no one will guess it’s vegan.
• Banana Muffins: Turn the batter into muffins by baking in a lined muffin tin at the same temperature for about 20–25 minutes. They’re perfect for portion control and lunchboxes.

FAQs About Super Moist Chocolate Chip Banana Bread

Final Thoughts About Super Moist Chocolate Chip Banana Bread

For me, Super Moist Chocolate Chip Banana Bread will always be the recipe that feels like coming home. It’s sweet, tender, and bursting with chocolate in every bite. Whether you call it an Easy Banana Bread Loaf, the Banana Bread Best Ever, or your new Simple Moist Banana Bread Recipe, one thing’s for sure: this loaf belongs in your regular rotation.

Don’t miss our Peanut Butter Chocolate Cake Cheesecake if you love chocolate chips as much as bananas.

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